Money Made Simple

Jargon-free guides to help salaried Indians save tax and build wealth.

Personal Finance

How Much Emergency Fund Should Salaried Indians Keep?

A practical emergency fund guide for salaried Indians: how many months of expenses to keep, where to park the money, how to build it monthly, and when to use it.

June 28, 2026·8 min readRead Article

Recent Articles

NPS & EPF

NPS 80CCD(1B): How the Extra Rs 50,000 Tax Deduction Works

Learn how NPS Section 80CCD(1B) gives an extra Rs 50,000 deduction beyond 80C, who should use it, tax savings by slab, lock-in rules, and common mistakes.

June 27, 2026·8 min read
Tax Saving

Old vs New Tax Regime FY 2025-26: Which Is Better for Salaried Employees?

Understand the difference between Old and New Tax Regime for FY 2025-26. Compare deductions, 80C, standard deduction, rebate, and practical salary examples.

June 26, 2026·10 min read
Mutual Funds

ELSS vs PPF vs NPS: Which Saves More Tax in FY 2025-26?

A clear comparison of ELSS, PPF, and NPS for salaried Indians. Compare tax benefits, lock-in periods, risk, returns, liquidity, and which option suits your income level.

June 25, 2026·8 min read
Fixed Deposits

Best FD Rates in India: Updated Monthly Guide for 2026

Compare fixed deposit rates across PSU banks, private banks, and small finance banks. Learn how to choose the right FD by tenure, safety, payout type, and tax impact.

June 24, 2026·8 min read
Tax Saving

80C Deductions Explained: Complete Guide for FY 2025-26

A practical guide to Section 80C for salaried Indians: eligible investments, Rs 1.5 lakh limit, EPF, PPF, ELSS, tuition fees, home loan principal, and how to avoid last-minute tax mistakes.

June 23, 2026·9 min read

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